Frequently asked questions

Yes. There is no cost and no obligation. Providers pay us for referrals, which is how the service stays free for you.

No. We are a referral service operated by Luxury Brands International Inc. We do not sell, underwrite, or administer warranty plans, and we are not an insurer, broker, or agent.

Only that your answers fit the general customer profile our partners serve — for example, that you own the home and it is a property type they cover. Each provider makes its own decisions under its own terms. It is not a promise of coverage or price.

Providers serve different states and areas. Knowing where the home is lets us route your request to providers that actually serve it before you give us any personal details.

If you check the consent box, one or more of the companies listed on our Marketing Partners page may contact you by phone, text, or email about home warranty plans. Your contact preference on the form (call now, schedule, or email only) is passed along with your request.

That depends on the provider and your contact preference. "Call me as soon as possible" requests are typically handled fastest. If no provider in our network serves your area, you may not hear from anyone — we do not sell your request to unrelated companies to fill the gap.

We share your request with the partner(s) who may serve you, and they compensate us for it — under some state laws that counts as a "sale." We do not share your information with unrelated data brokers. You can opt out at any time on our opt-out page; details are in our Privacy Policy.

The fastest route is the opt-out in any call, text, or email you received. You can also use our opt-out form or email [email protected]; we suppress your record right away and relay your request to any partner that received it.

We use ActiveProspect TrustedForm to record your session on the form and the exact consent language you saw. The certificate proves to providers that your consent was real and informed, and protects you from companies that did not receive it.

A service contract — not insurance — that typically covers repair or replacement of home systems and appliances that fail from normal wear: heating and cooling, water heaters, kitchen appliances, plumbing, electrical. You pay a monthly or annual fee plus a flat service fee per visit instead of the full repair bill for covered items.

Homeowners insurance covers damage from events like fire, storms, and theft. A home warranty covers wear-and-tear breakdowns of covered systems and appliances. Most homeowners who carry one have both; one does not replace the other.

It varies by plan, but common exclusions include pre-existing conditions, improper installation or maintenance, cosmetic damage, items over a coverage cap, and some older or commercial-grade equipment. The contract language is what counts — read it before you buy.

The service fee per visit; per-item and annual coverage caps; how pre-existing conditions are determined; who chooses the technician; the waiting period before coverage starts; and how cancellations and refunds work.

An advertising-measurement pixel from AppLovin on the quiz pages (which you can opt out of using the notice bar), the TrustedForm consent certificate on the form, and Cloudflare for hosting and security. We do not set advertising cookies of our own. Full details are in the Privacy Policy.

Yes. Use the privacy request form or email [email protected]. We respond within 45 days.